How Do Public Adjusters Work in Texas?

A public adjuster is a certified professional who can help you manage your insurance claim. If your property – like a home or business – recently experienced damage, then you may need to make an insurance claim. A public loss adjuster can help decide if a claim is worth it, then walk you through the entire claims process.


Alternatively, some people hire a public adjuster after receiving a disappointing or inadequate offer from their insurance company. At this point, a public adjuster can analyze your claim, review your policy, then negotiate with the insurance company for additional compensation. 

How much can you expect to pay for a public insurance adjuster in Texas? How do public adjusters get paid?

Typically, public adjusters in Texas work on a contingency fee basis. That means you won’t get charged until after the public adjuster has completed his or her work. Once a settlement is reached, for example, the public adjuster might charge a fee of 5% to 10% of the claim. If your insurance settlement is $100,000, then you pay may a fee of $5,000 to $10,000

Public adjusters always disclose their fees upfront. Typically, hiring a public adjuster is a positive for both the adjuster and the insurance policyholder: you earn more money on your claim, your public adjuster gets paid, and your insurance company loses.

ClaimsMate is here to help with your insurance claim and maximizing your settlement.