Top 3 Reasons to Hire a Public Adjuster for your Insurance Claim

Many policyholders can benefit from hiring a public insurance adjuster. Should you hire a public adjuster for your insurance claim? Is it necessary to hire a public adjuster? Below, you’ll find some of the most common reasons why Americans hire public adjusters to manage their insurance claims.

Maximize your Settlement: You signed a contract with your insurance company. That contract guarantees coverage for certain damages. Your insurance company is legally required to honor the terms of that contract. However, your insurance company is also a for-profit company. Their goal is to pay you the lowest amount they’re legally required to pay. A public adjuster will fight tooth-and-nail to achieve a higher settlement, helping you maximize your payout. In most cases, a public insurance adjuster can win a settlement that’s much higher than the payout initially offered by your insurance company.

They Get Paid on a Contingency Basis: Public adjusters aren’t like lawyers. They don’t charge high hourly rates or large upfront retainer fees. Instead. Public adjusters get paid on a contingency basis. That means, you won’t pay your public adjuster anything until you accept your final settlement from your insurance company. At this point, the public adjuster will charge a small, pre-arranged fee of the final settlement amount – like 5%. If you’re unhappy with your settlement amount, then you can continue negotiating with your insurance company until you’re satisfied.

Take a Load Off Your Shoulders: Whether you’re dealing with flooding, storm damage, tornado damage, or any other devastating disaster, times can be stressful in the days after a disaster. The last thing you want to do is negotiate with your insurance company. A public adjuster can negotiate with your insurance company on your behalf while you get your life back together. You can take a load off your shoulders and focus on what’s important. Let the public adjuster do the heavy lifting.

For all of these reasons and more, a growing number of American insurance policyholders choose to hire a public adjuster.

See more information on what a public insurance adjuster does, how they help with insurance claims and what they charge.

For help with insurance claims for property damage in Texas, ClaimsMate Public Adjusters in Houston is here to help. See more information and recommendations about the company:

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